Living on $13,000 or Less: Work Hard Play Hard

The Cheap Date list: Compiled during a year this family lived on less than $13,000-including rent.

 

This is part 16 of the Living on $13,000 or Less series. Click through if you missed earlier posts.

 

I learned early in my marriage that the best way to start a new habit was to bribe myself. Yup, I totally bribed myself left and right. I needed to start doing dishes more often-by hand I might add. So I got ice cream if I stayed on top of it the whole week. I had to do 5 loads of laundry at the laundromat? Cookies were my game.

I was a reeeeaaaaallly great housekeeper at the beginning of our marriage-ah hem ah hem. But I’ve come a long way. It wasn’t always food, those were the cheap ones we could afford at that time. Having something fun really motivates me.

Just like those new habits, chronic frugal living can totally burn you out. It takes a lot of time, effort, and discipline to do it. So you need to throw some fun in there and if you’re like me, some bribes.

I do need to add in here that fun is not an extra thing, it is not a waste of time to fit in when convenient. It is a necessity! Our brains, bodies, and spirits need some down time in our days and weeks. If we go, go, go, we’ll eventually break, break, break. It’s counter intuitive but relaxation is a crucial part of productivity.

 

So here’s our productivity enhancer list—A.K.A. Our Cheap Date List (more…)

Living on $13,000 or Less: It Takes Money to Get Money

Fabulous ideas of how to use your money more effectively no matter how little you've got! -Living on $13,000 or Less | It takes money to get money

How our family lived on $13,000 during graduate school-without food stamps, medicare, or subsidized housing.

This is part 15 of the Living on $13,000 or Less series. Click through if you missed earlier posts.

 

 

It takes money to get money

That’s a phrase I do not often agree with. I believe in happening to life, not reacting to it. It’s far more fun to create awesome solutions than just grumble on the couch. But…there is something to be said for money helping you get more money. Having a financial buffer allows you to avoid crisis (more…)

Living on $13,000 or Less: Time is Money

Simple steps you can take to stretch your dollar without deal hunting! Creative ways to use things already on hand to help you save money and your budget. Time is Money | Living on $13,000 or Less

How our family lived on $13,000 during graduate school-without food stamps, medicare, or subsidized housing.

 

This is part 14 of the Living on $13,000 or Less series. Click through if you missed earlier posts.

 

Wahoo! I just found a deal, 80% off the new leopard print eyelash extension/curler all in one combo pack! I’ve always wanted this versatile tool! Who knew they made that right!? Don’t mind me hon, I’m just going back out for the 15th time today. I’ll be back soon! Oh, and would you get the kids a snack? Sunny’s gnawing on her arm again…

Let’s get real

I don’t think even extreme couponers act that way, and yet reading frugal blogs can feel like you should shop—all. the. time. (more…)

Living on $13,000 or Less: CEO of Your Life

The mindset you have to develop if you're going to gain financial freedom. Become CEO of Your Life | Living on $13,000 or Less

How our family lived on $13,000 during graduate school-without food stamps, medicare, or subsidized housing. This is part 13 of the Living on $13,000 or Less series. Click through if you missed earlier posts.

 

Going shopping with my Dad was sometimes awkward. We’d almost be done in the store, check out, and get the receipt as the cashier listed off how much we’d saved that trip. My dad was always ready with his witty line, ‘I save my money in the bank, not the store.’ The awkward pause after it was just embarrassing for my teenage self.

Couldn’t my dad see they’re just doing their job? I mean did he just want attention? Now as an adult I realize my dad wasn’t after attention from a stranger (more…)

Living on $13,000 or Less: The Power of Change

Change is a good thing. While hard it was the key to this family living on $13,000 in a year.

How our family lived on $13,000 during graduate school-without food stamps, medicare, or subsidized housing. This is part 12 of the Living on $13,000 or Less series. Click through if you missed earlier posts.

 

Ugh! I’m so sick of this! Money, money, money-everything takes money. Okay, maybe not air. Good thing I don’t have to pay to breathe…

Sound familiar to any of you? Every once in a while, I give the drama diva’s a run for their money—in crazy, over the top, dramatics. Lack of funds can be so frustrating. Luckily frustration empowered me to get up and move. When I’m comfortable I’m lazy. Frustration apparently equals  a desire for change with me. So if any of you are frustrated or just plain better than me (motivated without pain), I’ve compiled my most helpful changes into a list. Be proud-change doesn’t come easy for this gal. (more…)